SeaComm Federal Credit Union OFFICIAL BLOG

4 Reasons You Shouldn’t Be Scared of Credit Cards

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Believe it or not – credit cards aren’t evil! Here are four good reasons you should embrace the ability to have your own credit card, just in time for the holiday shopping season…


They’re convenient. Having a credit card is about convenience — you don’t need to carry large amounts of cash and risk losing it, and you can buy things on sale before payday. They’re also useful when it comes to making large purchases such as furniture, appliances or car repairs.




It’s the best way to build your credit. While you can build credit without using a credit card, it’s not as easy. By making regular purchases with your credit card and paying them off, you’re showing creditors that you are a responsible borrower! This will enable you to easily borrow more money in the future, if need be.




You can earn rewards and cash back. Did you know that you earn one point for each $1 you spend with your SeaComm Visa? Use your points to purchase airline and travel services, quality merchandise, or even redeem your points for cash back! Click here to learn more or call us at (800) 764-0566 to start your application.




Fraud protection. It’s easier than ever for scammers and fraudsters to access our information. This is why having a credit card is great — because spending that is considered as “out of character” will flag an alert. With a SeaComm Visa, you’ll also receive Emergency card replacement, and Free Travel Accident Insurance Coverage!

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