Fraudsters find new ways to impact millions of people every year. While no one is immune from fraud and identity theft, there are a few simple steps you can take to avoid some of the biggest traps. Here are some practical tips to help you stay a step ahead!
Keep personal information confidential. You should never give out personal information over the phone, through email or over the Internet unless you initiated the contact and know who you’re dealing with. Don’t include personal information like credit card details in regular, unencrypted email or enter it on an unencrypted website as your information won’t be secure. When you do enter your information online, be sure to check the URL of the page: if it begins with “https” or appears green in the address bar, you’re on a secure site.
Download the “SeaComm Pay” app. Once you’ve downloaded the SeaComm Pay app, you’re able to connect your SeaComm debit and credit cards to gain instant access to your spending accounts. This will allow you to view recent transactions, check your balances and receive immediate alerts – all with the tap of the app, and fingerprint or face recognition. The “Tap-N-Go” feature allows you to make purchases using your mobile device…iPhone and Android users can finally feel at ease knowing the transaction is safe, and experience a simple and fast check-out!
With SeaComm Pay, you have the ability to turn your cards on and off with a simple tap. In addition, there is no signing or card numbers left behind on the receipt after you’ve made a purchase – this will also help to reduce fraud and identity theft. Click here to get started! If you have any questions or need assistance, stop by your local SeaComm branch or call us at (800) 764-0566.
Enroll in Benefits Plus. SeaComm recently unveiled a new Benefits Plus® checking account…but what does that mean for you? Once you upgrade your SeaComm checking account to a Benefits Plus® checking, you will gain access to Identity theft services and other bonus safety features, including IDT Restoration Rescue® and Cellular Care Coverage!
You can even choose upgrade to a Benefits Plus® Premium! This provides you with all of the benefits from a Benefits Plus® checking account, plus additional protection from Ultimate ID®, which includes:
- 3 bureau credit monitoring
- Internet monitoring
- Instant inquiry alerts
- Remediation and lost documentation replacement services.
Visit your local SeaComm branch to enroll, today!
Report it. Scams affect every part of life and can occur in a variety of ways, ranging from Chain letters, Charity scams, Dating scams, Debt relief scams, Advance fee scams and more. The best way to protect yourself is to report any suspicious activity. The U.S government recommends that you first file a report with your local police department. You should also contact your state consumer protection office and your credit union when you first see signs of suspicious activity!
Click here for more tips to help you avoid fraud, from the Federal Trade Commission.