SeaComm Federal Credit Union OFFICIAL BLOG

Four Spring Car Buying Tips


The process of buying a car is exciting – but there are a few important things to take into consideration! Continue reading to learn four tips that will help you find the perfect vehicle this spring…



Do your research. The most important thing to know before you purchase car, is that knowledge is power. You can find out just about anything you want to know about a car online. SeaComm’s online auto buying site, Garage Gizmo, will give you a full view at the interior and exterior of all types of vehicles located at local dealerships. You’ll learn the value of the vehicle, Carfax reports, and other important specs that will help you determine if a vehicle is right for you. Click here to learn more!




Decide if you want to buy new versus used. Buying a new vehicle has its advantages, while buying used can save a great deal of money. You should also ask yourself a few questions before making this decision, like: Do you have a lengthy commute to work, or are you within just a few miles? Do you plan on getting a new vehicle in a few years, or will you wait out the entire term of your auto loan? Consider your lifestyle, weigh the pros and cons, and refer to this article from Nerd Wallet that will help you outline all benefits and disadvantages!


Beware of “fair” prices. Just because something is advertised as a great deal, doesn’t always mean that it is. When comparing prices, be sure to refer to Kelly Blue Book, which details the accepted prices of new and used vehicles based on make, model, year and vehicle condition. Garage Gizmo allows you to compare new and used vehicles, side by side – and you can even search by price! You’ll be able to make an adequate comparison and find the perfect vehicle for your needs…click here to get started.


Work it into your monthly budget. Before you make the purchase, you’ll need to determine if you can afford it. Consider your current monthly expenses for bills and other existing loans, and be mindful about whether or not you can fit in another payment. Meet with a SeaComm representative today to determine your preapproval amount, or give us a call at (800) 764-0566 to start an application!

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