SeaComm Federal Credit Union OFFICIAL BLOG

3 Monthly Expenses You Can Lower, Today

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Did you know that you can easily lower some of your key monthly expenses? We’ve researched and found 3 savvy ways you can save money each month! Continue reading to learn more…

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Phone. In this day and age, our phone is a lifeline. But plans can be expensive, especially with unlimited data and multiple phone lines on one account.

Here’s what you should do:

  1. Analyze your plan, and trim costs by reducing or eliminating data or services you don’t use.
  2. Look at competitors’ rates…call your carrier and notify them that you’ve found a better rate elsewhere, and request a rate reduction. It never hurts to ask, right?
  3. While you’re on the phone, ask about any promotions. Providers usually have limited-time special rates that are available upon demand!
  4. Use Wi-Fi whenever possible. It’s easy to avoid unusually high data charges by making a point to find Wi-Fi wherever you are, or simply turning off your data until you find it.

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Cable and Internet. With streaming services like Hulu, Prime and Netflix – who needs cable? MoneyTalksNews suggests that you use this as an argument when you contact your cable and internet provider! By suggesting that you might decide to opt out of their cable package, they will likely offer a better rate for cable and internet. If you successfully negotiate a better rate, keep an eye on your monthly statements to ensure the cable provider made the reduction. Also, check the speed of internet you are billed for each month. Determine whether or not you actually need the fastest internet…it could save you money each month by opting for internet with a more moderate speed!

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Credit Card. Do you know how much you are paying each month in credit card interest? Studies show that the average consumer pays significantly more than they should in credit card interest, therefore being labeled a “Credit Card Victim.” Toss out your high-interest credit card debt and refinance with a SeaComm Platinum Visa, where you’ll enjoy low everyday rates and no annual fees! In addition, a SeaComm Visa offers a 25-day interest-free grace period on purchases, and credit lines as low as $250. To learn more, click here, or give us a call at (800) 764-0566!

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