SeaComm Federal Credit Union OFFICIAL BLOG

3 Money Rules to Follow


Managing your personal finances can be intimidating, especially if this is new territory for you. Continue reading to learn 3 simple rules to follow when building your financial portfolio!


Have a plan. The only way to gain control over your money is to track your finances and plan for the unexpected. It’s important that you figure out what your priorities are for both the short-term and long-term future, and then start putting money away for each of them. If you don’t have a specific reason to save, it will likely get put on the back burner!




Never spend more than you make. Living within your means is crucial to your financial well-being. By coming up with an adequate budget and paying attention to what’s going on with your money, you can keep your priorities in line! With SeaComm’s new Mobile 4.0, tracking your spending has never been so easy. In addition, you have access to Text Banking & Alerts, Bill Pay, and even PayPal. Click here to get started!


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Save for a rainy day. Emergencies happen – and the best (and only) way to be prepared is to have a financial cushion that will keep you afloat and out of debt. Whether it’s an unexpected hospital visit, birthday or even just a special occasion, building that rainy day fund will allow you to cover these costs without having to dip into retirement funds or other investments. Consider these savings options from SeaComm as a way to help build your financial safety net!

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