SeaComm Federal Credit Union OFFICIAL BLOG

Four Things You Should Always Pay for with Your Credit Card

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There are a variety of benefits to owning a credit card, but what are the types of purchases you should be making? Continue reading to discover four things you should always pay for with credit…




Electronics, appliances, and furniture. Larger purchases such as TV’s, living room furniture, washers, dryers, and other appliances should almost always be purchased with your credit card. Because these items tend to be on the pricier side, swiping your credit card will allow you to pay them off over a reasonable period of time, while also earning points and rewards!



Travel expenses. Using your credit card to book flights, make hotel reservations or reserve a rental car is an obvious choice for several reasons. But what if you’re apprehensive about using your credit card while traveling, due to the risk of fraud? Your SeaComm Visa Platinum is always being monitored for unusual activity, charges may be placed on hold to safeguard your security, and you’ll even be contacted immediately to verify legitimacy of charges that are being questioned! Make sure to notify a SeaComm representative prior to your travels, so you won’t experience delays in transaction processing while away from home. You can call us at (315) 764-0566 or toll-free at (800) 764-0566!



Recurring bills. As long as you are diligent about paying on your credit card each month, using it to cover all of your recurring bills is an excellent way to simplify your finances. This way, you’ll know that everything is paid on time and you’ll also maximize your chances at earning points and rewards! Click here to learn more.



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Tax-Deductible Expenses. Claiming certain expenses as a tax deduction is much more efficient when you use your credit card, as deductions must be backed up with proof. Simply login to your NetTeller™ to access a comprehensive history of your purchases!





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