SeaComm Federal Credit Union OFFICIAL BLOG

The Best Ways to Stretch Your Dollar…

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Living on a budget isn’t always easy – but it’s very doable! We’ve come up with a list of 7 simple ways to stretch your dollar, continue reading to get started.


When making meals, use less meat. Meat is often the most expensive component of a dish, so try to substitute in some greens and veggies. Not only will this save money, but it’s beneficial for your waistline! Click here for a list of healthy and cheap vegetarian dishes.



Turn the thermostat down whenever you leave the house. There’s no need to waste your heating expenses on an empty house. Be sure to turn your thermostat down to a reasonable but cooler temperature when you leave, and set it back at your preferred temperature upon your return. By doing so, you might notice a slight decrease in your heating costs – but every bit counts!


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Pack a lunch the night before work. Avoid those mid-day cravings at the vending machine with a healthy and budget-friendly lunch prepared at home.


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Ask around before you make a large purchase. Looking for a washer and dryer? What about a new TV? Check with your friends and family first! Social media is also a helpful platform to find gently used goods and appliances that you can get for a fraction of the cost! Click here to access the Facebook Marketplace.



Stop paying monthly fees for your checking account. You have the right to access the money you earn, without paying a ridiculous amount of fees each month – and SeaComm knows that! With SeaComm’s FREE checking account, there are no monthly fees, no per item charges, and no minimum balance requirements…and with SeaComm’s new Mobile 4.0, accessing your money is more convenient than ever! Click here to learn more.



Search around for free, local events for entertainment. If you’re on a budget, the last thing you want to do is empty your wallet on weekend entertainment. Before you do anything, check local newspapers and social media for events in your area. Chances are, you’ll find something for free (or very cheap.) Inspired to spend the weekend without spending one dollar? Click here for a list of things to do on a money-free weekend!


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Make a meal plan. The best way to combat impulse purchases in the drive-thru? Setting a strict meal plan for yourself and your family! Sit down and plan out your meals throughout the week, and try not to deviate from the plan. Not only will this help you stay on budget, but home-cooked meals are a much healthier option, as you’re able to control the portion size and ingredients.

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